Fortified Roofing

Fortified Roofing Can Help You Save Money on Your Insurance

FAQ

  • 1. What types of roofing materials are best for Oklahoma's climate?

    Oklahoma experiences a variety of weather conditions, including high winds, hail, and severe thunderstorms. The best roofing materials for this climate are:


       - Asphalt Shingles: Durable and affordable, suitable for high winds and impact.


       - Metal Roofing: Long-lasting and resistant to hail and high winds. ( Insurance usually will not replace do to hail damage )


       - Impact-Resistant Shingles: Specifically designed to withstand hail damage.


       - Tile and Slate Roofing: Highly durable but more expensive and heavier, requiring a strong structure.

  • 2. How often should I inspect my roof?

     It is recommended to inspect your roof at least once year, preferably in the spring or fall. Additionally, you should inspect your roof after severe weather events, such as hailstorms or high winds.

  • 3. What are common signs that my roof needs repair or replacement?

    Common signs include:


       - Missing, cracked, or curling shingles


       - Leaks or water damage inside the home


       - Granules from shingles in gutters


       - Sagging roof deck


       - Mold or mildew growth


       - Higher energy bills


    After a Hail Storm

  • 4. How long does a typical roof last in Oklahoma?

    The lifespan of a roof depends on the material:


       - Asphalt Shingles: 25-50 years


       - Metal Roofing: 25-40 years


       - Tile and Slate Roofing: 50-100 years


       - Wood Shingles and Shakes: 20-40 years

  • 5. Does homeowner's insurance cover roof damage in Oklahoma?

    Homeowner's insurance typically covers roof damage caused by unexpected events, such as hail, windstorms, or fire. However, it usually does not cover damage due to wear and tear or lack of maintenance. It is important to review your insurance policy for specific coverage details.

  • 6. What should I look for in a roofing contractor?

    When hiring a roofing contractor, consider the following:


      - Licensing and Insurance: Ensure the contractor is licensed and insured in Oklahoma.


       - Experience: Look for contractors with extensive experience and a good reputation.


       - References and Reviews: Check for references and read online reviews.


       - Written Estimates: Obtain written estimate from a contractor.


       - Insurance Proceeds: Usually the homeowner who receive the first check. This check then is given to the contractors to get the materials. After they fix the roof and create an invoice, the insurance company will receive it and give the homeowner a final check. After that, it is the homeowner’s responsibility to give the remainder of the total cost to the contractor. ( most of the time there will be supplements needed )


       - Warranty: Ask about manufacturer warranty on materials and workmanship labor.

  • 7. What is the process for replacing a roof?

    1. Inspection and Estimate: A contractor inspects the roof and provides an estimate or works with the insurance Co.


       2. Material Selection: Choose the roofing material and color.


       3. Scheduling: Schedule the project. ( if it’s after a storm this may be weeks or longer )


       4. Removal of Old Roof: The old roofing material is removed.


       5. Repairs: Any necessary repairs to the roof deck are made.


       6. Installation: The new roofing material is installed.


       7. Cleanup: The site is cleaned, and debris is removed.


       8. Final Inspection: A final inspection ensures the roof is properly installed.

  • 8. Can I install a new roof over my old one?

     In some cases, it is possible to install a new roof over an existing one, but it is generally not recommended. Adding another layer can lead to additional weight, potential structural issues, and may not address underlying problems. It's best to remove the old roof before installing a new one. This also voids warranties.

  • 9. How much does it cost to replace a roof in Oklahoma?

    The cost of replacing a roof in Oklahoma varies based on factors such as the size of the roof, the materials used, and the complexity of the job. On average, homeowners can expect to pay between $8,000 and $25,000 for a new roof.

  • 10. What should I do in case of emergency roof damage?

    If your roof sustains emergency damage (e.g., from a storm), take the following steps:


       - Safety First: Ensure the safety of your family and property.


       - Temporary Repairs: Use tarps or plywood to cover damaged areas temporarily.


       - Contact a Professional: Reach out to a professional roofer for emergency repairs.


       - Document the Damage: Take photos and document the damage for insurance purposes.


       - File an Insurance Claim: Contact your insurance company to file a claim if applicable.

Reach Out Today

We’d love to hear from you! Call our friendly team at (405) 506-0305.

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